Fixed Deposits
We encourage you to invest in Fixed Deposits as a saving tool for your future.
You can apply for fixed deposits of minimum one (1) month to a maximum of five (5) years.
Government Advance income tax is applicable.
Fixed Deposit Rates - At Maturity
(01st october 2026)
| Period | Normal | AER | Senior Citizens | AER |
|---|---|---|---|---|
| 1 month | 10.26% | 10.76% | 10.26% | 10.76% |
| 3 months | 10.59% | 11.02% | 10.59% | 11.02% |
| 6 months | 10.75% | 11.04% | 10.75% | 11.04% |
| 9 months | 11.38% | 11.54% | 11.38% | 11.54% |
| 12 months | 12.88% | 12.88% | 13.38% | 13.38% |
| 15 months | 12.88% | 12.68% | 13.38% | 13.17% |
| 18 months | 12.88% | 12.50% | 13.38% | 12.97% |
| 24 months | 15.00% | 14.02% | 15.50% | 14.46% |
| 30 months | 15.00% | 13.59% | 15.50% | 14.00% |
| 36 months | 15.50% | 13.57% | 15.50% | 13.57% |
| 48 months | 15.50% | 12.82% | 15.50% | 12.82% |
| 60 months | 16.00% | 12.47% | 16.50% | 12.79% |
Fixed Deposit Rates - At Monthly
(01st october 2026)
| Period | Normal | AER | Senior Citizens | AER |
|---|---|---|---|---|
| 1 month | - | - | - | - |
| 3 months | 10.11% | 10.59% | 10.11% | 10.59% |
| 6 months | 10.25% | 10.75% | 10.25% | 10.75% |
| 9 months | 10.83% | 11.38% | 10.83% | 11.38% |
| 12 months | 12.18% | 12.88% | 12.62% | 13.38% |
| 15 months | 12.18% | 12.88% | 12.62% | 13.38% |
| 18 months | 12.18% | 12.88% | 12.62% | 13.38% |
| 24 months | 14.00% | 14.93% | 14.25% | 15.22% |
| 30 months | 14.00% | 14.93% | 14.25% | 15.22% |
| 36 months | 14.00% | 14.93% | 14.25% | 15.22% |
| 48 months | 14.00% | 14.93% | 14.25% | 15.22% |
| 60 months | 14.00% | 14.93% | 14.25% | 15.22% |
Sri Lanka Deposit insurance Scheme coverage limit is LKR 1,100,000/- per depositor
(as per Direction no 02 of 2025)
Eligibility
- You have to deposit a minimum 10,000 LKR
- You have to invest minimum 1-month duration to a maximum of 5 years
- You must be aged 18 and above
How to apply?
Visit nearest Softlogic Finance and Speak to one of our staff who will guide you.
Please call – Ms. Dilnika Soysa - 0703 236 270
Please call – Ms. Dilnika Soysa - 0703 236 270
Inquire now
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